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Letter: We need to solve healthcare cost issues

November 20, 2018

You’re wrong, Sen. Carper, Sen. Coons, Congresswoman Rochester, Gov. Carney and other elected officials. There is no affordable health care in Delaware.

My wife and I, along with many others, pay an extortion fee for Delaware health insurance coverage for two.

• Year 2016  $ 16,000
• Year 2017 $ 21,000
• Year 2018 $ 26,000
• Year 2019 $ 31,000

Plus a huge deductible from year 2016 of $6,500 per person to $8,900 for 2019.  Understand that people with these high deductibles don’t go to doctors, not because there is not a need. This is causing a potential health risk. If one has intense chest pain, you should go to the ER  right?

How can we have a Congress that does not know what is going on? Congress can surreptitiously come up with money for sexual harassment cases and issues that benefit them, change legislation so that they do not pay Cadillac tax on their expensive health coverage.

Why no open competitive market for health coverage in Delaware - only Highmark BC/BS. What a crime, what would John Dickinson say about that?

I can go into any grocery store and have 20 choices for mustard, but only one health insurance carrier in Delaware.

My wife and I and others are left with one choice, spend less, buy less, donate less, and vote for the other candidate who believes in free enterprise.

Congress has brought this fiasco upon the American people.

My suggestions:

• Allow the people to purchase insurance from other states. America prides itself on an open market. 
• Start taxing retirees who are receiving health insurance benefits (excluding military and Medicare)
• Increase payroll health deduction from public employees
• Tax credit on personal state and federal tax returns. (This health insurance premium is actually a hidden tax.)
• Stop allowing insurance companies to keep two sets of books
• Immigration reform must include the validation that one can pay for their health insurance.

This health insurance problem is drastically affecting the standard of living of many residents; businesses are circumventing the law, and small to large businesses will not come to Delaware.

Roy Messmer
Lewes

 

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