Home ownership planning topic Jan. 4 in Long Neck

A free class on Planning for Home Ownership is being offered to the public from 6 to 7 p.m., Thursday, Jan. 4, at the Unity Spiritual Center, 98 Rudder Road, Long Neck. Topics to be discussed include the many details that make the purchase of a home much less difficult. Topics such as credit, down payments, hidden expenses, overall preparation, and long-term considerations will be discussed. This will be an informational session with an opportunity to ask questions.

The sponsor, Delaware Money School, provides experienced and well-qualified instructors Diane Heydt and Sarah Cha Cha to the public. Heydt has written, spoken and taught on the subject for many years; she breaks down what appears to be a complex subject to simple, understandable layman's terms. Cha Cha works in the mortgage industry and is focused on building strong relationships throughout the community. Her knowledge and expertise will help navigate the home-buying process. This class focuses on steps the lay person can take to make sure they are not making the common mistakes concerning buying a house. Upon completion, participants will be equipped to make better financial decisions in the context of buying a house.

The Money School is the signature program of the nonprofit Delaware Financial Literacy Institute. Participants can enroll in this program, earning a certificate that demonstrates a commitment to financial education. To register, go to www.dfli.org. Walk-ins are welcome!