Yesterday we discussed in step one about checking your insurance coverage. Today in step 2 we will talk about doing a home inventory.
doing a home inventory is one of the best ways to have up to date record of what you own, which can make filing a claim easier and help ensure you don't forget anything.
Methods of doing a home inventory
Video camera. This is the easiest method because you can narrate the details of each item you own while videotaping from room to room.
Notepad and camera. Not as easy, but just as effective. Simply write down details of each item on a notepad as you take pictures.
Allstate's Household Inventory Checklist. Download a copy at Allstate.com/getready .
Allstate's household Inventory Software. Download a copy at knowyourstuff.org/allstate.
Don't forget the contents of closets, drawers and cabinets. The value of little things can add up quickly.
Store your home inventory lists, photographs and videotapes in a safe place off the premises. It's a good idea to have backups as well.
Update your home inventory after making any significant purchases.
Keep all receipts, especially for big items such as jewelry, furs and collectibles. Valuable items may need separate insurance coverage.
Keep track of model numbers and stores where you purchase items.
The only way to protect yourself is to be ready every year. For a review copy of the 5 easy steps call 302 248-8500 or email me at firstname.lastname@example.org. All of us at Delmarva Insurance Group wish you a safe summer season and welcome you to call for a free insurance review.
The next step we will talk about protecting your property.