Delaware Mortgage Relief Program updates announced

January 21, 2023

The Delaware State Housing Authority recently announced updates to the Delaware Mortgage Relief Program that include removing the requirement of 30-day mortgage delinquency. Homeowners who do not have a delinquent mortgage are now eligible to apply for the program.

The program offers future monthly mortgage payment assistance for up to six months in addition to mortgage reinstatement for those at imminent risk of delinquency. The total amount of assistance available increased from $40,000 to $50,000 per household.

For more information and to check eligibility, homeowners may go to or call 888-303-4324.

Since June 2022, the Delaware Mortgage Relief Program has dispersed close to $11 million to more than 1,100 households, with an average assistance amount of $9,478. For more data and insights about the program's success go to

In addition to expanding the program, the Delaware Mortgage Relief Program is partnering with local housing organizations to provide application assistance and ongoing financial planning support for homeowners in need. Legal aid services are provided by Legal Services Corporation Delaware.

Housing counseling services are provided by First State Community Action, Telamon Corporation, Housing Opportunities of Northern Delaware Inc., Interfaith Community Housing, Neighborhood House Inc. and NeighborGood Partners.

“At DSHA, we are committed to continuous improvement so we can better serve the people of our state,” said Eugene R. Young Jr., DSHA director. “These new updates and partnerships will make positive, lifelong impacts for homeowners, their families and Delaware neighborhoods.”

Delaware Mortgage Relief Program provides financial assistance to Delaware homeowners who are at risk of displacement due to unpaid housing-related obligations such as mortgage payments and property charges. Financial assistance can be used for mortgage payments, tax/chattel/land lease delinquency, water and sewer, HOA or condo fees, homeowner insurance delinquency, and lot rent for manufactured housing.

The program is funded through the American Rescue Plan Act and Homeowner Assistance Fund, which the U.S. Treasury Department distributed to the state of Delaware. The $50 million received is being administered by DSHA and will be available until 2025 or until funds are exhausted, whichever occurs first.

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