What makes Delaware a hot spot for retirement?

If you’ve been hearing the buzz about Delaware as a top destination for retirees from the Northeast, you’re not imagining it. This small East Coast state is making big waves with retirees from numerous states, and for good reason. In fact, according to the U.S. Census, Delaware has seen the largest percent increase in retiree population of any state — about 1.5%. That may not sound like much at first glance, but in population terms, it's a major shift. And it’s no coincidence.

Here’s what’s driving the migration:

For many retirees from the Northeast, Delaware’s proximity offers the perfect blend of escape and connection. You get to leave behind high taxes and bitter winters, but you’re still close enough to family and friends in Maryland, Virginia, Pennsylvania, New Jersey, New York and farther north. It’s a quick trip back for holidays or grandkid visits without needing a plane ticket.

The tax perks are no joke. Delaware is famously tax-friendly — a big win for retirees looking to make the most of their income. Property taxes are among the lowest in the nation, keeping housing costs in check. No state sales tax means shopping without that extra bite at checkout. And retirees over the age of 60 can exclude up to $12,500 of pension, IRA, 401(k), or investment income from state taxes.

From Rehoboth Beach to Lewes, Delaware’s coast is packed with charm — but fair warning: Summer brings crowds. The beaches and boardwalks near Rehoboth, Dewey and Bethany can swell over peak holiday weekends. That said, it’s still lovely. Before Memorial Day and after Labor Day, the towns quiet down somewhat, and they retain their scenic beauty along with relaxed vibes. So yes, be ready for a lively summer scene, but also the calmer months of off‑season coastal life. Think walkable beach towns, seafood shacks, boardwalks and breezy bike trails. You get that laid-back coastal vibe without the excessive humidity and scorching heat found farther south.

One of Delaware’s best-kept secrets is its location. Within a few hours’ drive, you can be in Philadelphia, Baltimore and Washington, D.C. That means easy access to big-city hospitals, cultural attractions and top-notch dining, while still calling a peaceful, smaller town your home.

With more retirees flocking to Delaware each year, the state is becoming more retirement-friendly by the minute. From communities for older adults to active lifestyle developments, the support network for retirees is thriving.

Keep in mind, some parts of Delaware — like the high-demand beach areas — can be more expensive. Inland Sussex County stands out for its relative affordability, especially when compared with similar coastal regions. Many retirees find they can get more home for their money while still being relatively close to the water. Sussex is seeing a rise in local arts, dining and cultural attractions, from festivals and farmers markets to live theater and art galleries. And when you’re craving big-city flair, you're still within fairly easy reach of Philadelphia, Baltimore and D.C.

You’ll find quality healthcare, but be aware with the rapid influx of new retirees to Delaware, some residents have noted that access to primary care doctors and specialists can be limited. New patients may experience longer wait times or have to travel a bit farther for appointments.

It's a good idea to explore options for veterinary care ahead of moving time as well. There's also the option of high-quality healthcare in nearby urban areas, although it may come with a higher price tag.

Delaware has a four-season climate, which is appealing to many. With a taste of winter — there's just enough chill for those who still enjoy seasonal change and a light snowfall or two in most winters. It’s a far cry from the long, icy winters farther north. And in summer? You’ll get the warmth and sunshine, but without the extreme heat and humidity of places like Florida, where four months can feel downright oppressive. Delaware strikes a nice middle ground that many retirees find just right.

Delaware is quietly climbing the charts as one of the most desirable retirement states in the U.S. — and it’s easy to see why. Between the financial benefits, the natural beauty and an unbeatable location for Northeasterners, Delaware offers a smart, balanced choice for retirees looking to enjoy their next chapter.